States we serve
Landscaping insurance, state by state
We place landscaping and lawn care coverage across the country — every U.S. state except Hawaii & Alaska — for design/build, maintenance, irrigation, and lighting operations. Growing season, applicator and contractor licensing, and market conditions vary by state, so each state page covers the picture where your crews and accounts are.
Landscaping and lawn care is a state-regulated trade, and the picture changes as you cross state lines: who licenses commercial pesticide applicators for the lawn-care side, whether a landscape or irrigation license applies to the build/install side, how long the growing season runs, and what commercial and HOA accounts require all vary. We are licensed across 48 states and weight each program to the state it is written in. Priority states are highlighted below; the rest are coming online.
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
How coverage follows the state
Wherever you operate, the coverage stack is built on the same lines — start with the two that define the trade, pollution liability for chemical application and contractors equipment for the gear, then the full coverage set and the four operating models. Ready when you are: start a quote.
Primary sources
Get a landscaping insurance quote in your state
Tell us where you operate and how your crews work — design/build, maintenance, irrigation, lighting, or all of it — and we will market it to carriers that write the class.